Outsourced Financial Services & Compliance

Your finance function, handled.

Running a construction, trade or built environment business involves much more than keeping the books up to date. You need accurate job costing, clear information about project profitability, reliable cashflow forecasts and confidence that your tax and compliance obligations are being managed properly.

We provide practical, outsourced financial support tailored to the way your business operates. From bookkeeping and VAT returns to management reporting, corporation tax and personal tax planning, we help you understand the numbers and make better business decisions with what they can tell you.

Specialist support for construction and trades

We understand the financial pressures that come with working in construction and the wider built environment. Different projects, subcontractors, materials, labour costs and payment schedules can make it difficult to see which jobs are genuinely profitable.

We use tools such as Xero and FreeAgent to keep your records accessible and your financial information clear. We are Silver Partners with both platforms.

Our support can include:

Bookkeeping and financial records – accurate, up-to-date records that give you a reliable picture of your business.
Job costing – tracking the income and costs associated with individual jobs or projects.
Project profitability – identifying which jobs, clients and workstreams are contributing to your bottom line.
Cashflow monitoring – helping you understand what is coming in, what is going out and when you may need to plan for major payments.
Management accounts and reporting – regular reports that turn your financial data into useful information for decision-making.
Ratio analysis – monitoring key measures such as gross profit, net profit, overheads and debtor days.
Payroll and CIS – support with payroll processes and the Construction Industry Scheme, including deductions and reporting requirements.
VAT returns – accurate preparation and submission of VAT returns based on properly maintained records.
VAT Domestic Reverse Charge – help understanding when the domestic reverse charge applies to construction services, how it affects your invoices and how it should be reflected in your VAT records.
Year-end accounts and compliance – preparing the information needed to meet your reporting and filing responsibilities.

Tax and compliance support

Tax is an important year-round part of your finance function. We help you stay organised, plan ahead and avoid being caught off guard by an unexpected liability.

Depending on your circumstances, our support may include:

Corporation tax – preparing and submitting your company’s corporation tax information and helping you understand the likely liability.
Personal tax and Self Assessment – support for business owners, directors and self-employed individuals with their personal tax obligations.
Tax planning – reviewing your circumstances in advance so you can make informed decisions before the end of the tax year.
Profit extraction – helping you consider how to take money from your company in a tax-efficient and commercially appropriate way, whether through salary, dividends or other permitted routes.
Tax payment planning – helping you anticipate corporation tax, personal tax, VAT and other liabilities so you can set funds aside in good time.
Compliance deadlines – keeping track of key filing and payment dates to reduce the risk of missed obligations, penalties and unnecessary stress.

Tax planning depends on your individual and business circumstances, so we take the time to understand how your company operates, what you are trying to achieve and how you currently take income from the business.

How we work

We get to know your business and how you like to work. We look at how you currently manage your finance function, the systems you use, the types of work you carry out and the areas where you need the most support. Then we put proven systems and processes in place that work with your business making your finances simpler, more efficient and easier to stay on top of.

You can expect us to:

Explain financial and tax matters in plain English.
Flag issues before they become bigger problems.
Help you prepare for tax, VAT and other significant payments.
Be proactive: if something doesn’t look right, we’ll tell you and suggest what to do next.
Give you a clear view of job performance, profitability and cash flow.
Work alongside your existing bookkeeper, administrator or internal finance team where needed.

You get the benefit of an experienced finance function without the cost of employing a full in-house team, or the need to manage something else!

If someone already handles your day-to-day bookkeeping, we can review the figures they prepare each month or quarter, produce management accounts and help you understand what the numbers are showing. This can highlight errors or concerns early and give your team experienced support when they need it.

Evolving with you

Your financial support should reflect where your business is now. We can provide the level of help you need, whether that’s regular bookkeeping and compliance support, management reporting or more strategic advice around tax planning, profit extraction and growth.

As your business develops, we can scale your support up or down. Our aim is to give you the right financial information and guidance without asking you to pay for services you do not need.

Packages from £450 + VAT per month, depending on the level of support required.

Tax treatment and planning depend on your individual circumstances and current legislation. We will discuss the appropriate approach with you as part of your advice.

Book a no-pressure chat to talk through what you need, and we’ll suggest a package that fits your business and your budget.

Outsourced Financial Services & Compliance FAQs

How do I pay my tax bill without getting caught out?

The key is planning ahead rather than waiting for the deadline. We keep your records up to date, make sure returns are dealt with on time and help you understand what tax is likely to be due, so you can put money aside and avoid nasty surprises.

Can you take care of bookkeeping, VAT, payroll and accounts?

Yes. We can manage your day-to-day bookkeeping, accounts, payroll, CIS and VAT returns, including the VAT Domestic Reverse Charge where it applies to your work. We can also support you with corporation tax, personal tax, tax planning, profit extraction and management reporting.

Our aim is to give you accurate financial information, clearer cash-flow and a better understanding of your job costs and project profitability, without you having to manage the whole finance function yourself.

What if I already have a bookkeeper or finance team?

We can work alongside them, and we do this for many of our clients. We review the figures they prepare each month or quarter, and produce management accounts that come with practical feedback on what the numbers are telling you. Your team gets experienced support behind them, and you get a more reliable view of the business with expert interpretation of what it tells you.

Will you explain the numbers in plain English?

Always. We will tell you what the numbers mean for your business, flag anything that needs attention and talk through the next steps without jargon or reports that leave you none the wiser.

What can my business numbers tell me?

Bookkeeping should do more than record what has already happened. Used properly, your financial information can help you answer important questions, such as:

Which jobs are making a healthy profit?
Are your quoted prices covering your true costs?
Are labour, materials or subcontractor costs increasing?
Which clients or projects are tying up your cash?
How much money should you set aside for VAT and tax?
Can you afford to take more money from the business?
Is the business ready to employ, invest or expand?

We can prepare regular management reports and talk you through what they mean in straightforward language. That gives you a clearer basis for decisions about pricing, staffing, investment, cash flow and growth.