Blog

Unfortunately, for many ambitious business owners, finance starts and ends with compliance; filing accounts, submitting VAT returns, and keeping HMRC happy. But if that’s all your finance function is doing, you could be missing  crucial opportunities to grow.   Your numbers underpin every business decision you make — from pricing and hiring to marketing and...

When most business owners think of finance, their minds jump straight to bank balances, expenses, and getting invoices paid on time. That’s a good start—but it’s only part of the picture. To build a business that doesn’t just survive but grows sustainably, rewards you financially, and gives you freedom—not just more work—you need to understand...

From finger-in-the-air targets to confident, strategic growth planning When Joss Spinks first started freelancing nearly a decade ago, a full-service marketing agency wasn’t on the cards. But fast forward to today, Spinks Creative is now a thriving boutique agency offering full-service PR, design, and marketing support with a growing team of six. Everything shifted when...

When it comes to running a business, your mindset around money can be one of your biggest hidden obstacles. Many business owners carry limiting beliefs that quietly influence how they price, spend, and grow.  Have you ever heard the following running through your mind? “I can’t charge more,”  “I’m bad with numbers,”  “Profit isn’t the...

10 practical steps to improve your cash flow before month-end If you’ve ever worried about making payroll, held off on investing in growth, or felt unclear about where your money’s going—know that you’re not alone. Cashflow problems are one of the most common (and fixable) hurdles facing businesses today. In this blog, we’ll share practical...

Most accountants aren’t built for growth – here’s how to find one who is. If you’re a business owner with big plans for growth, your choice of accountant could be a make-or-break strategic move. You need to find someone who truly understands your vision, helps you scale sustainably, and gives you back one of the...

UK tax is changing for self-employed business owners and landlords. The thought of Making Tax Digital (MTD) may seem overwhelming. But before you panic about new regulations, constant reporting, and technological upheaval, take a deep breath—MTD might not be as bad as it seems. In this blog, we’ll break down: What is Making Tax Digital?...

If you were faced with a hefty tax bill in January 2025, you’re not alone. Unfortunately, by the time your Self-Assessment deadline arrives, there’s often very little you can do to reduce your tax for the current tax year (2024/25). But instead of dwelling on it, now is the perfect time to focus on the...

Starting and growing a business is an exciting journey, but it also comes with its fair share of mindset challenges. One of the biggest barriers to success isn’t a lack of resources, time, or even customers—it’s the limiting beliefs that hold business owners back. I know because I have faced them. Limiting beliefs are those...

What is a Dividend? A Simple Guide for Business Owners If you run a limited company, you’ve probably heard the term ‘dividend’ thrown around. But what exactly is a dividend? How do you pay yourself legally without getting into trouble with HMRC? And what happens if you accidentally get it wrong? This blog will break...